Best Trucking Loan Lenders 2026
11 lenders reviewed and ranked by our editorial team. Each review covers rates, requirements, pros/cons, and a verdict for trucking businesses.
See our ranking methodology and editorial policy.
eBoost Partners
Sponsored Comparing multiple lenders fastBest overall marketplace for trucking loans
Rates From
6.49%
Up To
$500,000
Min FICO
500
Taycor Financial
Fleet financing and specialty trucks ($100K+)Best for specialty and high-value equipment
Rates From
5.99%
Up To
$2,000,000
Min FICO
600
Crest Capital
Equipment loans with lowest rates for 680+ creditBest for established businesses with good credit
Rates From
5.49%
Up To
$500,000
Min FICO
650
National Funding
Bad credit applicants, under 2 years in businessBest for bad credit and new trucking businesses
Rates From
8%
Up To
$500,000
Min FICO
500
SMB Compass
Carriers needing both equipment loans and working capitalBest for flexible multi-product financing
Rates From
6.99%
Up To
$5,000,000
Min FICO
600
Balboa Capital
Quick equipment loans for established carriersBest for fast approval on standard truck financing
Rates From
6.5%
Up To
$500,000
Min FICO
620
Bluevine
Business line of credit for operational cash flowBest business line of credit for trucking companies
Rates From
6.2%
Up To
$250,000
Min FICO
625
OnDeck
Lines of credit for businesses under 2 years oldBest for newer trucking businesses needing working capital
Rates From
29.9% APR
Up To
$100,000
Min FICO
625
Credibly
Working capital and short-term loans for 500+ FICOBest for trucking working capital with challenged credit
Rates From
9.99%
Up To
$400,000
Min FICO
500
CAG Truck Capital
New MC authority, CDL operators, first truck buyersBest for new authorities and startup trucking businesses
Rates From
12%
Up To
$150,000
Min FICO
450
Truck Lenders USA
Complex applications, repossessions on record, specialty trucksBest broker for hard-to-finance trucking situations
Rates From
9%
Up To
$500,000
Min FICO
500
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